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From the latest industry trends to helpful resources, we've got it all. Browse our comprehensive library below.

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Health Savings Accounts
Article
What Your Employees Don't Know About Health Savings Accounts

Since the passage of the Affordable Care Act in 2010, employers increasingly are looking to high-deductible health plans (HDHPs) with Health Savings Accounts (HSAs) for their employee benefits programs.

On Computer
Article
The Clock is Ticking for ACA Open Enrollment

The shorter enrollment time frame along with other changes made by the current administration could complicate this year’s open enrollment period.

MMA Group
Article
How MMA is Investing in Technology, Training and Talent to Disrupt the Industry

We are setting ourselves apart by investing in new technologies to increase efficiency and offer clients valuable data that gives them a competitive advantage in the marketplace.

Compliance Brief
Article
COMPLIANCE BRIEF: Working Spouse Rule

Spousal carve-outs and spousal surcharges, also known as the Working Spouse Rule, have become more common after the Affordable Care Act (ACA) as ACA provided a mechanism to make coverage available for spouses through the Marketplace.

Medicare
Article
When and How to Enroll in Medicare

By understanding how Medicare works, you can make an informed decision about whether and when to enroll and take full advantage of all the benefits it has to offer.

Merger Meeting
Article
Why You Need a Risk Management Expert for your Business Transfer

Large corporations frequently have an in-house team of risk management professionals, who can work in concert with executive management and legal counsel to ensure a sale or acquisition aligns with the firm’s business strategy and identify potential red flags. Historically, however, midsize firms have been at a disadvantage in this arena.

Wearables
Article
Wearables: How Data & Fitness Trackers are Changing Wellness Programs

As manufacturers develop new technologies and wearables continue to gain popularity, more employers likely will look to these high-tech devices to help their personnel take better care of their bodies.

Disaster
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Insurance Insights: What to Do When Disaster Strikes

Although everyone’s primary focus is ensuring that friends and loved ones are safe, understanding the claims process can help those affected by this catastrophic storm get back on their feet quickly and experience greater peace of mind.

Data Breach
Article
Data Breaches: The Evolving Threat

The key to dealing with data security effectively is to understand how criminals think, train employees to exercise caution, and leverage insurance to add a safety net for where standard security measures may fail.

Social Media
Article
Why Your Business Needs a Social Media Policy (And What It Should Say)

Setting clear expectations about behavior and communication through social media sites can prevent potential problems and mitigate risk for both the company and its employees.

Employer Meeting
Article
Why Employers Should Consider a Self-Funded Plan

Thanks to the increased availability of level-funding premium options and predictive modeling tools, even businesses with as few as a dozen employees can benefit from the advantages of a self-funded plan.

Mobile Workforce
Article
Embracing the Shift Toward the Mobile Workforce

By: Matthew Prescott, Benefits Advisor As denizens of the Western world in the early 21st Century, we have it good. We can program DVRs to record...

Pharmaceutical Costs
Article
How Employers Can Curb Rising Pharmaceutical Costs

By: Marcus Humphrey, Executive Advisor, Employee Benefits & Rick Boss, Executive Advisor, Employee Benefits As the average inflation rate last...

Auto
Article
Why Are Your Commercial Auto Rates Increasing?

By taking proactive steps to improve driver selection and training and promote a culture of safety, businesses can minimize losses from auto claims, while doing their part to keep premiums down and make our nation’s roads safer.

Looking at iPhone
Article
Technology Trends in the Benefits Industry

By Jared A. Moss, Co-Founder of iNGAGED Technology continues to evolve at a breakneck pace, a reality that comes as a mixed blessing for those in...

Wellness in the Workplace
Article
Wellness in the Workplace

Wellness today is more than an annual health fair or free gym membership—and it is more than a retention and recruiting tool. When done right, wellness programs educate and motivate employees to live healthier and more fulfilling lives, giving them a greater sense of value and purpose.

Captive Structure
Article
Advantages of Benefits Captives for Small & Mid-Size Businesses

Even a modest increase in employer costs can have a detrimental impact on small and mid-size businesses (SMBs), where limited cash flows and tight budget constraints mandate strategic cost containment. For these organizations, a group employee benefits captive can offer a number of advantages.

Employees
Article
How a Positive Culture Can Attract and Retain Employees of Any Age

By soliciting employee input on perks and rewards, hiring the right qualities, and fostering a healthy work-life balance, businesses can increase employee retention, minimize lost workdays, boost productivity, and effectively improve the bottom line.

Medical Doctor
Article
Healthcare Consumerism: Power to the People

For employers, educating employees about the process and incentivizing them to make smart buying decisions can help them save money and significantly reduce healthcare expenditures for the business.

Managing Risk
Article
Four Strategies to Minimize Risk for Your Business

Taking a risk management approach to losses involves looking at ways to protect employees from injury, improve their health and wellbeing, and reduce downtime if an unfortunate event does occur.

Data Analytics
Article
The Hidden Power of Benefits Data Analytics

Advances in technology have made it possible for employers to analyze and leverage data in new ways to improve the design and delivery of their benefit offerings while potentially reducing costs.

Articles
Article
House Republicans Withdraw the AHCA Before A Planned Vote But Efforts to Repeal Continue

On Friday, March 24, 2017, the U.S. House of Representatives’ Speaker Paul Ryan pulled from the floor the American Health Care Act (AHCA), the proposed legislation to repeal and replace the Affordable Care Act (ACA).

Articles
Article
Risk Management Alert: 12 to 15 - Passenger Vans

The question of whether 12 and 15 - passenger vans are safe refuses to go away.

Voluntary Benefits
Article
Employee Benefits Plans: Customization is Everything & Why the Popularity of Voluntary Benefits is on the Rise

Once a cut-and-dried process for mid-size and large employers, structuring employee benefits plans has become increasingly complex in recent years.

Cyber image
Article
Cyber Business Interruption: Is Your Business Prepared?

Today, the risk landscape has become more perilous, as organizations engage in a constant battle against hackers and cybercriminals.

Articles
Article
Domestic Medical Tourism: How Fixed Rate Surgery Pricing Can Save Employers Thousands

In an effort to mitigate escalating healthcare costs and address the needs of the aging Baby Boomer population, many self-insured employers are offering domestic medical tourism programs for their workers.

Articles
Article
Protecting Against Social Engineering Fraud

Losses from social engineering fraud easily can be tens of thousands of dollars, and many businesses assume they are covered by their standard crime/fidelity policy, but the policy provisions generally state otherwise.

Articles
Article
Five Strategies for a Successful Open Enrollment

The open enrollment period for employee benefits can be a stressful time for the human resources staff and insurance brokers responsible for managing the process.

Articles
Article
ALE Reporting for 2016

Applicable Large Employers (ALEs) should begin preparing now for the 2016 IRS Informational Reporting season.

Articles
Article
Compliance Brief - ERISA Voluntary Plan Safe Harbor

Voluntary plans offered by the employer include many types of benefits, from the voluntary dental and vision plans to worksite benefits.

Articles
Article
Health Reform Update - ALE Reporting for 2016

Applicable Large Employers (ALEs) should begin preparing now for the 2016 IRS Informational Reporting season.

Articles
Article
Compliance Update - Group Health Plan Notice Requirements

The Employee Income Retirement Security Act of 1974 (ERISA) along with other federal laws, mandate distribution of disclosures (e.g., notices) to participants and beneficiaries.

Articles
Article
HHS Issues Final Rule on ACA Nondiscrimination Provisions (Section 1557)

In May, the Department of Health and Human Services (HHS) published a final rule implementing Section 1557 of the Affordable Care Act (ACA), which prohibits discrimination on the basis of, among other grounds, sex (including gender identity) in certain health programs and activities.

Articles
Article
Healthcare Reform Update - HHS Issues Final Rule on ACA Nondiscrimination Provisions (Section 1557)

In May, the Department of Health and Human Services (HHS) published a final rule implementing Section 1557 of the Affordable Care Act (ACA).

Articles
Article
Healthcare Reform Update - ACA Reporting: AIR System Will Remain Up and Running

While the deadline to electronically file Affordable Care Act (ACA) information returns with the IRS passed on June 30, 2016, the ACA Information Returns (AIR) system used to electronically file those returns will remain up and running.

Articles
Article
ACA Reporting: AIR System Will Remain Up and Running

While the deadline to electronically file Affordable Care Act (ACA) information returns with the IRS passed on June 30, 2016, the ACA Information Returns (AIR) system used to electronically file those returns will remain up and running.

Articles
Article
Marketplace Subsidy Notice: What Employers Need to Know

In late June, the U.S. Department of Health and Human Services (HHS) reportedly mailed out several hundred thousand notices to employers, dated June 21, 2016, informing them that one or more of their employees have been certified as eligible for a premium subsidy through a federal Health Insurance Marketplace.

Articles
Article
Healthcare Reform Update - Marketplace Subsidy Notice: What Employers Need to Know

In late June, the U.S. Department of Health and Human Services (HHS) reportedly mailed out several hundred thousand notices to employers, informing them that one or more of their employees have been certified as eligible for a premium subsidy through a federal Health Insurance Marketplace.

Articles
Article
Compliance Brief - Wrap Documents and the Written Plan Document Requirement

The Employee Retirement Income Security Act of 1974 (ERISA) is a federal law that sets minimum standards for private-sector employee benefit and retirement plans including reporting and disclosure.

Articles
Article
Compliance Update - Patient Centered Outcomes Research Institute Fee

The temporary annual Patient Centered Outcomes Research Institute (PCORI) fee is due July 31, 2016 for plan years ending in 2015.

Articles
Article
Compliance Update - HIPAA Privacy

The HIPAA Privacy Rule establishes safeguards and procedures to regulate the use, disclosure, and privacy of an individual’s health information.

Articles
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Compliance Brief - Health Savings Accounts

Health Savings Accounts (HSAs) came into existence as part of the Medicare Prescription Drug, Improvement, and Modernization Act of 2003.

Articles
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Health HSA / FSA / HRA Comparison Chart

Compare and contrast a variety of arrangements and accounts.

Articles
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Compliance Brief - Nondiscrimination Testing Review

Nondiscrimination rules applicable to health and welfare benefit plans are as varied as they are complex. These rules apply to benefit plans sponsored by employers.

Articles
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Compliance Brief - Compliance Penalty Chart

The Employee Retirement Income Security Act of 1974 (ERISA) imposes requirements on employers and plan sponsors and penalties on those who do not comply.

Articles
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Quarterly Special Brief - HIPAA Special Enrollment

Eligible employees are typically offered two opportunities to enroll in group health coverage.

Articles
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Compliance Update - Electronic Delivery Roadmap

The Employee Retirement Income Security Act of 1974 (ERISA) requires certain parameters to be met prior to providing plan related materials to participants and beneficiaries.

Articles
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Compliance Brief - 2016 Communication Action Plan

MMA will issue Compliance or Health Reform Updates as state or federal guidance is issued that impacts our clients.

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